Homeowners Insurance

Doug Ware Insurance Agency, Inc. is committed to safeguarding your sanctuary. Beyond being a structure, it’s where families grow, memories are crafted, and treasures are stored. We pledge to provide robust protection for your abode. Should any mishaps arise, our team is poised to address claims promptly, often within 24 to 48 hours. For comprehensive homeowners’ coverage tailored to your needs, reach out to us today.

At Doug Ware Insurance Agency, Inc., our dedication to homeowners in cities like Warren, Farmington Hills, and Novi has been unwavering for over two decades. Our legacy is built on trust, and it’s heartening to witness our growth, largely attributed to satisfied clients who’ve graciously recommended us to their circles.

From primary residences to seasonal retreats, from bustling condominiums in urban centers to serene rental properties, we’ve got you covered. Whether you’re looking to insure a mobile home, a dwelling under construction, or simply seeking renters’ coverage, our expertise ensures your peace of mind. Connect with us to fortify your haven.

• Smoke-Free Homes: Non-smokers can enjoy a discount, as their homes have a reduced risk of fire.
• Security Measures: Homes equipped with smoke detectors, burglar alarm systems, and dead-bolts ensure added safety, and we recognize that with special rates.
• Fire Safety: Having fire-extinguishers on hand can make a significant difference during emergencies, and we offer discounts for such preparedness.
• New Homeowners: If you’ve recently purchased a new home, you might be eligible for a discount.
• Claims-Free Record: Homeowners who’ve maintained a clean slate without any claims can avail of a special discount.
• Higher Deductibles: Opting for a higher deductible can lower your premium, giving you another avenue for savings.

• Specialty Items: Protect your jewelry, antiques, fine art, collectibles, and musical instruments with dedicated riders.
• Water Adventures:Ensure your boats, personal watercraft, and their trailers are covered, along with liability protection.
• Winter Fun: For the snow enthusiasts, we offer coverage for snowmobiles, their trailers, and associated liabilities.
• Tech Protection: Safeguard your personal computers and the data they hold.
• Home Office: For those who work from home, we provide coverage tailored to your home office needs.
• Home Maintenance: Get peace of mind with coverage for back-ups of sewers and sump pumps.
• Unexpected Events: Don’t let a power outage spoil your stored food. We’ve got coverage for food spoilage too.

Customize your home insurance to fit your lifestyle and the things you value most.”