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Auto Insurance

Thank you for your interest in auto insurance from the Doug Ware Insurance Agency. Click schedule a virtual appointment and meet a local auto insurance agent LIVE on your phone, tablet or computer. We can be wherever you are! Or call us at 248-583-6255 or 248-265-3444.

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Everyone is dependent on their cars nowadays. Which is why it is imperative to have the right auto insurance coverage for your vehicle at an affordable price. Our many quality insurance companies allow us to offer better coverage that is cost effective, gives proper coverage to suit your needs and has quick claims resolution usually within 24 to 48 hours from the time you report your loss.

Our knowledgeable staff will acquaint you with the discounts and coverages listed below. Some auto insurance coverage is mandatory in Michigan and others are optional. Our insurance agents and staff will be happy to discuss your needs, answer any questions and help you make the best insurance choice.

We insure cars, trucks, vans, SUV’s, classic and antique automobiles, motor homes, vacation trailers, and utility trailers can all be insured through the Doug Ware Insurance Agency.

Auto Insurance Mandatory Coverages

Bodily Injury: Provides protection for accidents that involve injuries to others for which you become responsible under law.
Property Damage Liability: Protection for damage to property of others for which you become responsible under law.
Personal Injury Protection: Protection for medical, hospital, rehabilitation, loss of wages or loss of services resulting from injury to you or any resident family member. In case of death to the insured or a resident family member, death benefits and survivor benefits, if applicable will be provided.

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Available Auto Insurance Coverage

Comprehensive: Protection for the loss of or damage to your vehicle and its equipment from all causes except collision, which is subject to the deductible on the policy.
Collision: Protection for the collision damage to your automobile and its equipment, subject to the deductible on your policy.
Uninsured Motorist: Allows you to collect bodily injury damages due to an accident in which the other party does not have insurance and is found legally liable.
Underinsured Motorist: Allows you to recover bodily injury damages due to an accident in which the other party does not have adequate insurance and is found legally liable.
Emergency Road Trouble Service: Provides protection for expenses incurred if your automobile fails to operate.
Car and Auto Rental: Provides reimbursement for the cost of renting a vehicle as a result of a loss protected by your comprehensive or collision coverage.

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Additional Insurance Coverage Offered

Umbrella Personal Excess Liability: The personal umbrella adds $1,000,000 per occurrence (higher limits are available) over and above the limits you may presently carry on your automobile or homeowner’s policy. This protection goes where you go, worldwide.
Watercraft: All types of boats can be insured. Smaller boats may be eligible to be added to your homeowner’s policy with no additional charge. Coverage is also available for your trailer, safety and lifesaving equipment, attached equipment plus personal effects.
Motorcycles and Recreational Vehicles: Protection is available for your motorcycle, snowmobile, golf cart or other recreational vehicles to our home and/or auto insurance customers.
Life, Disability and Long-Term Care Coverage: Individual life insurance coverage is offered through a variety of “A” rated , highly competitive insurance companies. The most affordable term policy has guaranteed rates for 5, 10, 20 or 30 years. A professional Needs Assessment Survey Analysis is offered free of charge to all Doug Ware Insurance clients to help them decide whether it is advisable for them to include life, disability income, and/or long-term care coverage in their insurance portfolio.

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See rates below from many auto insurance companies. Or call us at 248-583-6255 or 248-265-3444 for great auto insurance rates.

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Auto Insurance Discounts

For a complete list of auto insurance discounts available to you, call 248-265-3444.

No Accidents Discounts
No Traffic Violations
Multiple Policy Discounts
Multiple Vehicles Discounts
Anti-lock Brake Discounts
Security Device Discounts
Mature Driver (50 years +)
Good Student Discounts
Alumni Discounts
AARP Discounts
Bank/Credit Union Member
Business Associations
Chamber of Commerce
Educational Discounts
Business/Government Units
Medical Discounts
Nonprofit Discounts
Gym Member Discounts
Professional Discounts
Property/Condo Owners
Realty Discounts
Service Club Discounts

Trusted, Local & Independent

We are an independent insurance agency located in Madison Heights, Michigan. We are 100% independent, meaning we can shop your insurance with a wide range of insurance carriers, saving you time, aggravation, and money. Give us a call today at 248-583-6255 or 248-265-3444. You'll be glad you did.

Contact Information

doug ware insurance agency madison heights michigan

Doug Ware Insurance Agency, Inc.
30795 John R. Road
Madison Heights, Michigan 48071

248-583-6255 Main Office
248-265-3444 Call/Text
248-583-6259 Secure Fax

248-583-6255

248-265-3444

Manage Your Policy

Insurance Products

	Auto Insurance
	Boat / Watercraft Insurance
	Commercial Insurance
	Disability Insurance
	DUI / SR-22 Insurance
	Homeowners Insurance
	Life Insurance
	Long Haul Trucking Insurance
	Long Term Care Insurance
	Motorcycle Insurance
	Motorhome RV Insurance

Holiday Hours

Monday	9am — 5pm
Tuesday	9am — 5pm
Wednesday	9am — 5pm
Thursday	9am — 5pm
Friday	9am — 5pm
Saturday	By Appointment

Please note we are closed Sundays and all holidays; including 1pm—2pm daily for lunch.

Location Map

Driving Directions

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All Doug Ware Insurance Agency, Inc. website information is designed to help you with your decision making about insurance coverage, insurance premiums and available insurance discounts. It is not intended to provide any insurance advice. Contact a Doug Ware Insurance Agency insurance agenct today at 248-583-6255 or 248-265-3444 for assistance concerning your insurance options and any insurance questions.

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