Disability Insurance
Searching for disability insurance online from a locally owned independent insurance agency near you? If so, call the Doug Ware Insurance Agency (DWI) at 248-583-6255 or 248-265-3444. Our Madison Heights based disability insurance agency serves Southeast Michigan’s three counties of Wayne, Oakland and Macomb County.
Local Disability Insurance Rates
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Disability income may be used to replace earned income while disabled from sickness, injury, mental or nervous disorder. Many people believe they will be covered by Social Security or Workers’ Compensation if they were to become disabled, but these facts are too great to ignore:
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Less than 5% of disability accidents and illnesses are work-related. The other 95% are not, meaning workers’ compensation doesn’t cover them.
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Only 35% of workers applying for Social Security Disability Insurance (SSD) claim payments in 2009 were approved. (Source Council for Disability Awareness, Long-Term Disability Claims Reviews, 2010)
Disability Insurance Advantages
- 24-hour coverage every day, while on or off the job
- Coverage to age 67
- The benefit you purchase will not be reduced by other disability benefits
- Premiums are waived after disability has lasted 90 consecutive days
Call the Doug Ware Insurance Agency to ensure you’re getting the best disability insurance coverage from a local disability insurance expert. Call us at 248-583-6255 or 248-265-3444.
Contact Information
Doug Ware Insurance Agency, Inc.
30795 John R. Road
Madison Heights, Michigan 48071
30795 John R. Road
Madison Heights, Michigan 48071
Insurance Products
Holiday Hours
Monday | 9am — 5pm |
Tuesday | 9am — 5pm |
Wednesday | 9am — 5pm |
Thursday | 9am — 5pm |
Friday | 9am — 5pm |
Saturday | By Appointment |
Please note we are closed Sundays and all holidays; including 1pm—2pm daily for lunch.
