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Disability Insurance Solutions
Michigan’s Trusted Shield: Safeguard Your Income Against Life’s Surprises
Looking for local disability insurance from a trusted independent agency? Reach out to Doug Ware Insurance Agency at 248-583-6255 or 248-265-3444. Based in Madison Heights, we proudly serve the communities of Wayne, Oakland, and Macomb County in Southeast Michigan.
Disability income is essential to replace earnings lost due to illness, injury, or mental conditions. While some assume Social Security or Workers’ Compensation will cover them, consider these crucial points:
- A mere 5% of disabilities are work-related. The vast 95% aren’t covered by workers’ compensation.
- In 2009, only 35% of workers applying for Social Security Disability Insurance (SSD) were approved. (Source Council for Disability Awareness, Long-Term Disability Claims Reviews, 2010)
Ensuring a stable income during unexpected health challenges is vital for peace of mind. With Doug Ware Insurance, based right here in Southeast Michigan, you’re not just getting a policy; you’re gaining a local partner who understands your needs. Don’t leave your financial future to chance. Reach out to us and let’s secure your tomorrow, today.
Disability Insurance Advantages
- Round-the-Clock Protection – With Doug Ware Insurance, you’re not just protected during work hours. Our disability insurance offers 24-hour coverage, ensuring that whether you’re on the job in Detroit or enjoying a weekend in Sterling Heights, you’re safeguarded against unforeseen events every single day.
- Long-Term Assurance Up to Age 67 – Planning for the future is crucial, especially when it comes to your financial well-being. Our disability insurance provides coverage up to age 67, giving you peace of mind for decades. Whether you’re just starting your career in Oakland or nearing retirement in Macomb, we’ve got you covered.
- Unwavering Benefits Regardless of Other Payouts – Life can be unpredictable, and multiple safety nets are always a boon. The benefit you secure with Doug Ware Insurance won’t be diminished by other disability benefits you might receive. This means double protection without any reductions.
- Premium Relief During Trying Times – Facing a disability can be challenging both emotionally and financially. To ease your burden, our policy waives premiums after a disability has persisted for 90 consecutive days. This ensures that during extended periods of hardship, you’re not burdened with additional financial concerns.
For a tailored approach to your disability insurance needs in Wayne, Oakland, and Macomb counties, reach out to our experts. At Doug Ware Insurance, we prioritize your security and peace of mind.
